How the Hometown Heroes Loan Program Helps Ascension Sacred Heart Employees Buy a Home in San Destin, Florida

Moving to the beautiful beaches and vibrant community of San Destin, Florida, is an exciting step—especially for healthcare professionals joining the team at Ascension Sacred Heart Medical Park and Walk-in Clinic. But with rising home prices and the costs of relocation, finding affordable financing can be a challenge. That’s where the Hometown Heroes Loan Program comes in, offering a powerful way for local heroes to achieve their dream of homeownership.

What is the Hometown Heroes Loan Program?

The Hometown Heroes Loan Program is a Florida initiative designed to help frontline workers—like nurses, medical assistants, and staff at Ascension Sacred Heart—afford a home in the communities they serve. With competitive rates, down payment assistance, and flexible options, it’s a game-changer for those who give so much to others.

How Does the Program Work?

• Down Payment and Closing Cost Assistance: Qualified buyers can receive substantial help with upfront costs, making homeownership more accessible.
• Competitive, Fixed Interest Rates: The program offers stable, below-market rates to help keep monthly payments affordable.
• Flexible Property Types: Whether you’re looking for a condo, townhouse, or single-family home in San Destin, the program covers a wide range of property types.
• Forgivable Loans: Some assistance may be forgivable after a set period of living in the home, helping you build equity while you put down roots.

Who Qualifies?

The program is open to full-time employees in a variety of frontline roles, including healthcare professionals at Ascension Sacred Heart Medical Park and Walk-in Clinic. Eligibility criteria generally include:

• Employment verification in an approved profession (such as nursing, medical support, or emergency services)
• First-time homebuyer status for some options (though repeat buyers may qualify in certain cases)
• Meeting income and credit requirements
• Planning to use the home as your primary residence

Insider Tips for Ascension Sacred Heart Employees

• Start Early: Begin the application process before your move to San Destin so you have time to gather documents and get pre-approved.
• Work with Local Experts: Partnering with a lender who knows the Hometown Heroes program, like Shevlin Lockler of Acrisure Mortgage, ensures you won’t miss crucial steps or opportunities.
• Explore All Options: The program can be combined with other grants or assistance in some cases. Ask your lender about stacking benefits for maximum savings.
• Factor in All Costs: While down payment help is significant, remember to budget for moving expenses, insurance, and initial home maintenance.
• Lean on Community Connections: Lisa Norton, your local real estate expert, can help you find homes near Ascension Sacred Heart that fit both your lifestyle and the program’s requirements.

How Lisa Norton and Shevlin Lockler Can Help

Buying a home in a new area can feel overwhelming, but you don’t have to do it alone. Here’s how Lisa Norton and Shevlin Lockler can make the process smooth and successful:

• Personalized Home Search: Lisa will curate listings that match your budget, commute, and must-haves, making sure you see properties eligible for the Hometown Heroes program.
• Local Market Insights: Lisa’s knowledge of San Destin neighborhoods means you’ll find the perfect spot—whether you want to be close to work, the beach, or local amenities.
• Financing Guidance: Shevlin Lockler at Acrisure Mortgage specializes in the Hometown Heroes program and will walk you through every step of the financing process. Visit www.lockwithlockler.com to apply and get personalized advice.
• Seamless Coordination: Lisa and Shevlin work as a team to coordinate showings, paperwork, and deadlines—so you can focus on your new role and new home.

Frequently Asked Questions (FAQ)

• Q: Do I have to be a first-time homebuyer to qualify?
  A: Not always! While some options are for first-timers, others allow repeat buyers. Shevlin can review your situation and help you determine eligibility.
• Q: How much can I receive in down payment assistance?
  A: Assistance amounts vary based on income, loan type, and current program offerings. Shevlin will provide the latest figures and help maximize your benefit.
• Q: What if I’m relocating from out of state?
  A: No problem! The program is designed for those moving to serve Florida communities. Lisa can help you find a home and Shevlin can handle your application remotely.
• Q: Are condos and townhomes eligible?
  A: Yes! The Hometown Heroes program covers a variety of property types. Lisa will show you all eligible options in San Destin.
• Q: How do I get started?
  A: Start by reaching out to Shevlin Lockler at Acrisure Mortgage via www.lockwithlockler.com to get pre-approved and learn more about your options. Then, connect with Lisa Norton to begin your home search.

Ready to Make San Destin Your New Home?

The Hometown Heroes Loan Program is more than just financial help—it’s a way to honor your service and support your new beginning in San Destin. With Lisa Norton and Shevlin Lockler by your side, you’ll have the expertise and resources you need to find, finance, and settle into your dream home. Don’t wait—visit www.lockwithlockler.com to apply for the Hometown Heroes Program and take the first step toward a bright future on Florida’s Emerald Coast!